TSX

Real Matters Inc.

REAL.TO•Technology•Software - Application
Current Price
$3.21
Today's Change
+3.88%
Market Cap
$229.56M
Volume
595.96K

💡 Quick Take

Real Matters Inc. provides technology and network management solutions for the mortgage lending and insurance sectors in Canada and the U.S. The company shows strong liquidity with a current and quick ratio of 3.92, indicating robust short-term financial health. However, its low EBITDA margin of 0.5% and net margin of 2.0% raise concerns about profitability. Additionally, despite a gross margin of 26.5%, the overall return on equity (ROE) and return on assets (ROA) are quite low, suggesting potential inefficiencies in capital utilization.

Based on 27 data points⚠️Not financial advice

📊 Key Metrics

52 Week High$7.75
52 Week Low$3.00
Avg Volume90.11K
Beta1.32
Shares Outstanding74.29M

🔥 Valuation

Market Cap$229.56M
Enterprise Value$190.09M
P/E Ratio-26.44
EV/EBITDA-78.61x
Dividend Yield0.00%

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🚩 Red Flags

🟠

Significant Losses

Company posted a loss of $-19.2M over the last year, representing 10.1% of revenue.

🌟 Opportunities

✨

Revenue growing at 12.5% YoY, outpacing typical market growth rates.

💪

Operating margin increased by 2.2pp, reflecting better cost management.

🚀

Fortress balance sheet: cash covers total debt 31×, providing significant financial flexibility.

🚀

Excellent liquidity with current ratio of 3.9x ensures operational stability.

✨

Low debt-to-revenue ratio of 0.7% indicates conservative financial management.

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