Sagicor Financial Company Ltd. provides a range of financial services, including life insurance, across Canada, the U.S., Jamaica, and the Caribbean. While the company shows a reasonable EBITDA margin of 14.2% and a net margin of 6.8%, its low return on assets (0.3%) and high debt-to-equity ratio (4.40) raise concerns about financial leverage and efficiency. Despite decent margins, the overall financial health score of 20/100 suggests potential vulnerabilities, indicating a need for improved operational performance and risk management.
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Debt of $4.6B is 8.7x the company's cash position of $523.7M.
Operating cash flow has been negative for 3 consecutive quarters, burning $204.8M over the last year.
Exceptional revenue growth of 98.0% YoY demonstrates strong market demand and competitive positioning.
Operating margin expanded by 19.6pp, demonstrating strong operational leverage.
Operating margin of 38.8% demonstrates excellent operational efficiency.
Valuation, risk assessment, competitive positioning, and key insights — all in one report.
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Based on 2026-Q2 (June 30, 2026)